UK Student Visa Financial Calculator
Cross-check tuition fees, deposit payments, living maintenance rates, accommodation deductions, and 28-day bank statement requirements.
Needs evidence Not legal advice — always verify against GOV.UK guidance. Read more
VisaExplain is not a law firm or immigration advisory service. This calculator is for general informational and educational purposes only. It does not constitute legal or immigration advice. Results may not reflect the most current immigration rules. Always verify with official UK Government sources (GOV.UK) or consult an immigration adviser regulated by the Immigration Advice Authority before making any decisions.
Needs evidence For calculation purposes only
This calculator checks the financial and course requirements you enter, not your eligibility overall. These other requirements for the Student route are not checked here:
- The Student route does not lead to settlement — time on it does not count toward indefinite leave to remain by itself
- Whether your CAS, course and sponsor are valid
- The academic progression requirement
- Genuine student assessment and credibility
- Suitability — you must not fall for refusal under Part Suitability, and must not be in breach of immigration laws or on immigration bail
Always verify with official Home Office guidance and consider professional immigration advice.
Enter your course and funds below
Add your tuition fee, course length and the balance you hold, then run the check. Nothing is assessed until you do — an empty form is not a pass.
🎓 Course Fees & Deposits Paid
Reconcile figures as stated on your CAS or university offer letter.
📍 Location & Living Expenses
GOV.UK statutory living maintenance rules depend on campus location.
🏦 Bank Statement & 28-Day Holding Period
Must be held for 28 consecutive days in an eligible financial institution.
FINANCIAL RECONCILIATION SUMMARY
28-DAY HOLDING PERIOD STATUS In Progress
Home Office rules dictate that the required funds must remain in your account for **28 consecutive days**, with the end date falling within **31 days** of submitting your online visa application.
💡 EDUCATION CONSULTANT ADVICE
How to resolve your £0 shortfall:
- Pay Extra Deposit to University: Paying £0 directly to your university lowers your remaining tuition fee on your CAS.
- Top Up Bank Account: Deposit £0 into your bank account and restart your 28-day holding clock.
- Official Educational Loan: Provide an official student loan letter issued by a government or regulated financial institution.
Funds are one part of a Student visa. These are the other requirements the rules set — sponsorship, English language, course level and previous study.
This is guidance, not legal advice. VisaExplain is not a law firm and is not regulated to give immigration advice. This tool applies published Immigration Rules to the answers you give and shows you the rule behind each result. It is general information — it is not a decision on your case, and it is not a substitute for advice from a qualified adviser.
Rules change, and your circumstances may include facts this tool does not ask about. Always check the official GOV.UK guidance, and take advice before you act. VisaExplain accepts no liability for any loss arising from reliance on this tool.
This site is published in English only. Find a regulated adviser · Disclaimer
Issued by an approved UK student sponsor (education provider)
1 question still to answer
- Do you have a Confirmation of Acceptance for Studies (CAS)?
How an answer is produced
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01
What you enter
Your dates, visas, absences and circumstances.
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02
What we apply
The published Immigration Rules in force for those dates.
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03
What you see
A calculation, an explanation, and the rule it came from.
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04
What it cannot tell you
Whether an application will be granted, or what you should do.
What VisaExplain is not
VisaExplain is not a law firm and is not regulated to give immigration advice. It applies published rules to the information you enter. It is not a decision on your case, it does not know facts you have not given it, and it cannot tell you what to do.
How we produce our answers →Where the rules come from
Every route page cites the GOV.UK page or Immigration Rules Appendix it comes from, and every calculation records which dated policy version produced it.
- Must have a Confirmation of Acceptance for Studies (CAS). - Sufficient funds for course fees and living costs. - Cannot bring dependants unless enrolled in a postgraduate research program. - Cannot switch to a work route until the course is completed.
A Student Visa is for individuals aged 16 or over who have been offered a place on a course by a licensed student sponsor.
When does my money need to be in the account, and for how long?
The financial requirement is not simply about having the money on the day you apply. The funds must be held for a continuous period ending shortly before the application, and the evidence must show the balance did not drop below the required amount at any point in that period.
This is the most common reason Student applications are refused — not the amount, but the evidence. Check the current holding period and the acceptable account types on GOV.UK before you apply.
Whose bank account can the money be in?
It can be your own account, or your parent's or legal guardian's account with their written consent and evidence of the relationship. Not every account type is accepted, and money held by other relatives or friends generally is not. Check the current rules on acceptable accounts before relying on funds held by someone else.
Can I work while studying?
Usually yes, but with limits on hours during term time and restrictions on the type of work — including a general prohibition on self-employment and on filling a permanent full-time role. The exact conditions depend on your course level and provider, and they are stated on your visa. Read the conditions attached to your own grant rather than relying on what another student tells you.
What happens if I fail or withdraw from my course?
Your permission is tied to your sponsorship. If you stop studying, your provider must report it and your permission is normally curtailed. If you are considering withdrawing, deferring or changing course, deal with the immigration consequences before you make the change — not afterwards.
How an answer is produced
-
01
What you enter
Your dates, visas, absences and circumstances.
-
02
What we apply
The published Immigration Rules in force for those dates.
-
03
What you see
A calculation, an explanation, and the rule it came from.
-
04
What it cannot tell you
Whether an application will be granted, or what you should do.
What VisaExplain is not
VisaExplain is not a law firm and is not regulated to give immigration advice. It applies published rules to the information you enter. It is not a decision on your case, it does not know facts you have not given it, and it cannot tell you what to do.
How we produce our answers →Where the rules come from
Every route page cites the GOV.UK page or Immigration Rules Appendix it comes from, and every calculation records which dated policy version produced it.